Free UK Money and Work Guides
Plain-English UK guides on take-home pay, childcare costs, student loans, business pricing and more — written to pair with our free calculators.
All guides
- eBay Selling Fees Explained (UK) — A plain-English breakdown of eBay UK selling fees: final value fee, per-order fee, regulatory operating fee, promoted listings, and how they
- EV vs Petrol Running Costs Compared — How much cheaper is an EV to run than a petrol car? A practical comparison of energy costs, maintenance, and cost per mile.
- Hand-Arm Vibration Exposure Explained (UK) — A plain-English UK guide to hand-arm vibration: what HAVS is, how A(8) and exposure points work, EAV / ELV thresholds, employer duties, and
- How Amazon Fees Affect Your Profit as a UK Seller — A breakdown of Amazon UK seller fees including referral fees, FBA costs, and how to calculate your true profit per sale.
- How Holiday Accrual Is Calculated in the UK — Learn how holiday builds up over a leave year and how to check how much you have accrued so far.
- How Holiday Entitlement Works in the UK — A practical guide to understanding your statutory holiday entitlement as a UK worker, covering full-time, part-time, and irregular working p
- How Holiday Pay Is Calculated in the UK — A guide to understanding your holiday pay entitlement, including regular workers, part-time, and zero-hours contracts.
- How Many Calories Should You Eat on Mounjaro? — Understanding your calorie needs during Mounjaro treatment — maintenance, deficit, and safe intake ranges explained.
- How Much Protein Should You Eat on Mounjaro? — Why protein matters during GLP-1 weight loss and how to hit your daily target with practical meal guidance.
- How Much Weight Can You Lose on Mounjaro? — A realistic look at expected weight loss on Mounjaro (tirzepatide), based on clinical trial data and practical planning advice.
- How Overtime Pay Works in the UK — Understand your overtime pay rights, how it is taxed, and how different multipliers affect your earnings.
- How PayPal Fees Affect Your Pricing — Understand how PayPal transaction fees work and how to factor them into your pricing strategy.
- How Payroll Deductions Work in the UK — Understand what comes out of your pay: income tax, National Insurance, pension, and student loan deductions explained.
- How Savings Interest Works in the UK — Everything you need to know about savings interest rates, compound interest, AER, and the Personal Savings Allowance.
- How Student Loan Repayments Work in the UK — Everything you need to know about student loan repayments: thresholds, rates, plan types, and how much you will actually repay each month.
- How to Add or Remove VAT from a Price — A clear guide to adding VAT to a net amount and removing VAT from a gross amount, with common mistakes to avoid.
- How to Calculate Fuel Cost Per Journey — A simple guide to working out how much any car journey costs in fuel, with tips for reducing your fuel costs.
- How to Calculate ROI on Any Investment — A practical guide to calculating return on investment for marketing, property, stocks, and business decisions.
- How to Calculate Your Break-Even Point — Learn how to work out the break-even point for your business: the number of units or revenue needed to cover all your costs.
- How to Calculate Your Commute Cost — Work out the true cost of commuting by car including fuel, parking, and tolls, plus how hybrid working affects your spending.
- How to Calculate Your Freelance Day Rate — A practical guide to setting your day rate as a freelancer or contractor, including salary equivalence and market benchmarks.
- How to Calculate Zakat — A plain-English guide to calculating Zakat: nisab, hawl, zakatable assets, deductible liabilities, and a worked GBP example.
- How to Estimate Your Energy Bill — Understand how energy bills are made up, what unit rates and standing charges mean, and how to estimate your monthly costs.
- How to Work Out Electricity Costs for Any Appliance — A simple guide to calculating how much any appliance costs to run, with common examples and money-saving tips.
- Inside IR35 Explained: What UK Contractors Need to Know — A clear guide to working inside IR35, how it affects your take-home pay, and what it means for your contract.
- Inside vs Outside IR35 Explained — Understand the difference between inside and outside IR35, and how it affects your take-home pay as a contractor.
- Markup vs Margin Explained — Understand the difference between markup and margin, why it matters, and how to use each when pricing your products.
- Mounjaro vs Wegovy for Weight Loss — A balanced comparison of Mounjaro (tirzepatide) and Wegovy (semaglutide) — mechanism, effectiveness, cost, and side effects.
- Outside IR35 Explained for UK Contractors — What outside IR35 means, how it affects your take-home pay, and the key differences between inside and outside IR35.
- Profit Margin vs Markup Explained: What Every Business Needs to Know — Understand the critical difference between margin and markup, and learn which to use for pricing, reporting, and profitability analysis.
- Redundancy Pay Rights in the UK Explained — A plain-English UK guide to statutory redundancy pay: who qualifies, how it is calculated, the GB and NI weekly caps, the relevant date, not
- Returning to Work After Maternity Leave: A Financial Guide — A practical guide to understanding the financial implications of returning to work after maternity leave, including childcare costs, tax imp
- Should I Overpay My Mortgage or Save? — When mortgage overpayments make sense, when saving is better, and how to compare the two options.
- Surface Area Formulas for Common 3D Shapes — A clear, plain-English guide to surface area formulas for sphere, cube, cone, cylinder, rectangular tank, capsule, spherical cap, conical fr
- Tax-Free Childcare vs Other Support: Which Is Best for You? — Compare Tax-Free Childcare with Universal Credit childcare, childcare vouchers, and free hours to find the best option for your family.
- Understanding Etsy Fees for UK Sellers — A complete breakdown of every fee Etsy charges UK sellers, with strategies to price profitably.
- What BMI Means for Weight-Loss Injections — How BMI is used to assess eligibility for weight-loss medications like Mounjaro and Wegovy, and its limitations.
- What is ROAS? Return on Ad Spend Explained — A plain-English guide to ROAS: what it means, how to calculate it, what counts as a good ROAS, and how it differs from ROI.