Contractor Calculator
Enter your day rate to see your estimated annual and monthly take-home pay as a UK contractor, with comparisons between IR35 status and PAYE.
What this calculator does
This calculator estimates your take-home pay as a UK contractor. It factors in your day rate, working pattern, IR35 status, expenses, pension contributions, and student loan repayments. It also provides a comparison between different working arrangements.
More Business tools calculators · All calculators · All guides
Related calculators
- Amazon Fee Calculator — Enter your selling price and costs to see Amazon referral fees, fulfilment fees, and your estimated profit per unit.
- Break-Even Calculator — Break-even point = Fixed Costs ÷ (Selling Price – Variable Cost per Unit). This tells you how many units you must sell to cover all your cos
- eBay Profit Calculator — This eBay profit calculator estimates your selling fees and shows how much profit remains after product cost, postage, ad spend, and other s
- Etsy Fee Calculator — Etsy charges multiple fees per sale: £0.16 listing, 6.5% transaction, 4% + 20p payment processing, and 1.15% regulatory. Enter your item pri
- Holiday Pay Calculator — Most UK workers are entitled to 5.6 weeks (28 days) of paid holiday per year. Enter your pay details to see how much holiday pay you should
- Markup Calculator — Enter your cost price and desired markup to calculate the selling price, or enter a selling price to find the markup percentage and profit m
Related guides
- Inside vs Outside IR35 Explained — Understand the difference between inside and outside IR35, and how it affects your take-home pay as a contractor.
- How PayPal Fees Affect Your Pricing — Understand how PayPal transaction fees work and how to factor them into your pricing strategy.
- How Holiday Pay Is Calculated in the UK — A guide to understanding your holiday pay entitlement, including regular workers, part-time, and zero-hours contracts.
- Markup vs Margin Explained — Understand the difference between markup and margin, why it matters, and how to use each when pricing your products.
- Understanding Etsy Fees for UK Sellers — A complete breakdown of every fee Etsy charges UK sellers, with strategies to price profitably.
- How to Calculate ROI on Any Investment — A practical guide to calculating return on investment for marketing, property, stocks, and business decisions.