How Payroll Deductions Work in the UK
Understand what comes out of your pay: income tax, National Insurance, pension, and student loan deductions explained.
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Related calculators
- Payroll Calculator — Your net pay = Gross salary minus income tax, National Insurance, pension, and student loan deductions. Employer cost = Gross salary plus em
- Take-Home Pay Calculator — Enter your salary to see a breakdown of income tax, National Insurance, pension contributions, and student loan repayments — and what you ac
- Day Rate Calculator — Enter your annual salary, hourly rate, or target income to calculate your equivalent day rate — or convert a day rate back to an annual figu
- Overtime Calculator — Enter your base rate, overtime hours, and multiplier to see your gross overtime pay — and optionally estimate the tax and NI on your extra e
- Holiday Entitlement Calculator — Full-time UK workers are entitled to at least 28 days (5.6 weeks) of paid holiday per year including bank holidays. Part-time and irregular
- Holiday Accrual Calculator — Enter your annual entitlement and leave year dates to see how many days you have accrued so far and how many remain.
Related guides
- How Holiday Accrual Is Calculated in the UK — Learn how holiday builds up over a leave year and how to check how much you have accrued so far.
- How Holiday Entitlement Works in the UK — A practical guide to understanding your statutory holiday entitlement as a UK worker, covering full-time, part-time, and irregular working patterns.
- How Overtime Pay Works in the UK — Understand your overtime pay rights, how it is taxed, and how different multipliers affect your earnings.
- How to Calculate Your Freelance Day Rate — A practical guide to setting your day rate as a freelancer or contractor, including salary equivalence and market benchmarks.
- Inside IR35 Explained: What UK Contractors Need to Know — A clear guide to working inside IR35, how it affects your take-home pay, and what it means for your contract.
- Outside IR35 Explained for UK Contractors — What outside IR35 means, how it affects your take-home pay, and the key differences between inside and outside IR35.